> For the complete documentation index, see [llms.txt](/llms.txt).

# Funding

MetaMask Embedded Wallets supports multiple ways for users to add funds to their wallets. Let users pick the method that suits them:

- Buy crypto with card, bank transfer, or local payment methods (fiat on‑ramp aggregator).
- Transfer from an existing wallet or exchange.
- Connect an external wallet and deposit to the embedded wallet.

## Buy crypto with card or bank transfer (fiat on‑ramp aggregator)[​](#buy-crypto-with-card-or-bank-transfer-fiat-onramp-aggregator "Direct link to Buy crypto with card or bank transfer (fiat on‑ramp aggregator)")

The fiat on‑ramp aggregator, a key component of the Embedded Wallets' services, streamlines the process of converting fiat to cryptocurrency. With integration requiring just a single line of code, it supports over 100 payment methods.

note

The fiat on-ramp supports both Externally Owned Accounts (EOA) and Account Abstraction (AA) accounts powered by Embedded Wallets' native account abstraction.

Additionally, it supports both EVM and Solana accounts, providing a versatile solution for various blockchain environments.

### Using the Wallet Services UI[​](#using-the-wallet-services-ui "Direct link to Using the Wallet Services UI")

When the user clicks **Add Funds** on the Wallet Services UI, they'll be presented with options to fund their wallet:

![Add Funds Options](/img/embedded-wallets/wallet-services/ws-funding-add-funds.png) 

Users can choose to fund by card or QR code.

#### Fund by card[​](#fund-by-card "Direct link to Fund by card")

Users select the card option to purchase crypto using a credit or debit card. This takes them to the card payment interface:

![Fund by Card](/img/embedded-wallets/wallet-services/ws-funding-card.png) 

#### Fund by QR Code[​](#fund-by-qr-code "Direct link to Fund by QR Code")

Users select the QR code option to fund their wallet by scanning a QR code with another wallet:

![Fund by QR Code](/img/embedded-wallets/wallet-services/ws-funding-qr.png) 

## Overcome on-ramping challenges[​](#overcome-on-ramping-challenges "Direct link to Overcome on-ramping challenges")

The fiat on‑ramp aggregator addresses your on-ramping challenges:

- **Global reach:** Access users in over 50 countries with worldwide payment coverage.
- **Lower fees:** Save up to 70% on transaction fees by leveraging lower cost local payment providers.
- **Localized payment options:** Offer familiar and real-time payment methods to boost user engagement and monetization.
- **Higher transaction success rates:** Address high failure rates (30-70%) of traditional methods like Visa/Mastercard in emerging markets by using reliable local payment options.
- **Enhanced security:** Provide a secure and cost-effective solution for both users and merchants, as local payment methods often require 2-factor authentication (2FA) and eliminate chargeback costs.

info

Checkout our [Demo](https://demo.web3auth.io) to see it in action.

## Transfer from another wallet[​](#transfer-from-another-wallet "Direct link to Transfer from another wallet")

The UI lets users fund their embedded wallet by sending crypto from a self‑custodial wallet or an exchange:

1. Display the user's embedded wallet address (or QR code), or helps you directly connect to the user's wallet.
2. From an external wallet, send funds to that address on a supported network.
3. Confirm the deposit and update balances in your app.

## Fiat on-ramp coverage[​](#fiat-on-ramp-coverage "Direct link to Fiat on-ramp coverage")

tip

See a complete list of [fiat, crypto and payment method coverage](https://docs.google.com/spreadsheets/d/1HwIDgFQ-J-ptImT9yp6MmLpZId3l1NGe9qWJJN88msY/edit#gid=0)

### Network coverage[​](#network-coverage "Direct link to Network coverage")

The chain-agnostic fiat on‑ramp aggregator supports a wide range of blockchain networks and tokens, including:

![Coverage](/img/embedded-wallets/wallet-services/topup/topup-coverage.png) 

| Aptos (APT)       | Ethereum (ETH)    | Near (NEAR)       | Arbitrum (ETH)     |
| ----------------- | ----------------- | ----------------- | ------------------ |
| Fantom (FTM)      | Optimism (OP)     | Aurora (AURORA)   | Gnosis (xDAI, GNO) |
| Polkadot (DOT)    | Avalanche (AVAX)  | Hedera (HBAR)     | Polygon (MATIC)    |
| Binance (BSC)     | Immutable X (IMX) | Ripple (XRP)      | Bitcoin (BTC)      |
| Kadena (KDA)      | Ronin (AXS)       | Cardano (ADA)     | Kava (KAVA)        |
| Shiba Inu (SHIB)  | Celo (CELO)       | Klaytn (KLAY)     | Solana (SOL)       |
| Cosmos (ATOM)     | Metis (METIS)     | Tezos (XTZ)       | Cronos (CRO)       |
| Moon River (MOVR) | Tron (TRX)        | Dogecoin (DOGE)   | Moonbeam (GLMR)    |
| Velas (VLX)       | EOS (EOS)         | MultiversX (EGLD) | Waves (WAVE)       |
| WAX (WAXP)        | Zilliqa (ZIL)     |                   |                    |

### Country and payment method coverage[​](#country-and-payment-method-coverage "Direct link to Country and payment method coverage")

![Providers](/img/embedded-wallets/wallet-services/topup/topup-providers.png) 

| Currency | Country               | Payment Methods                                                                         |
| -------- | --------------------- | --------------------------------------------------------------------------------------- |
| AED      | United Arab Emirates  | Credit Card, Debit Card                                                                 |
| AOA      | Angola                | Credit Card, Debit Card                                                                 |
| AUD      | Australia             | Credit Card, Debit Card, Apple Pay, Google Pay, Bank Transfer                           |
| BBD      | Barbados              | Credit Card, Debit Card                                                                 |
| BGN      | Bulgaria              | Credit Card, Debit Card, Apple Pay, Google Pay                                          |
| BMD      | Bermuda               | Credit Card, Debit Card                                                                 |
| BND      | Brunei                | Credit Card, Debit Card                                                                 |
| BRL      | Brazil                | Credit Card, Debit Card, PIX, Astro Pay, Boleto                                         |
| BZD      | Belize                | Credit Card, Debit Card                                                                 |
| CAD      | Canada                | Credit Card, Debit Card, Apple Pay, Google Pay                                          |
| CHF      | Switzerland           | Credit Card, Debit Card, Apple Pay, Google Pay                                          |
| CLP      | Chile                 | Astro Pay, Webpay                                                                       |
| CNY      | China                 | Credit Card, Debit Card                                                                 |
| COP      | Colombia              | Credit Card, Debit Card, PSE                                                            |
| CRC      | Costa Rica            | Credit Card, Debit Card                                                                 |
| CZK      | Czech Republic        | Credit Card, Debit Card, Apple Pay, Google Pay                                          |
| DJF      | Djibouti              | Credit Card, Debit Card                                                                 |
| DKK      | Denmark               | Credit Card, Debit Card, Apple Pay, Google Pay                                          |
| DOP      | Dominican Republic    | Credit Card, Debit Card                                                                 |
| EGP      | Egypt                 | Credit Card, Debit Card                                                                 |
| EUR      | European Union        | Credit Card, Debit Card, Apple Pay, Google Pay, Bank Transfer/SEPA                      |
| FJD      | Fiji                  | Credit Card, Debit Card                                                                 |
| FKP      | Falkland Islands      | Credit Card, Debit Card                                                                 |
| GBP      | United Kingdom        | Credit Card, Debit Card, Apple Pay, Google Pay, Bank Transfer, Open Banking             |
| GEL      | Georgia               | Credit Card, Debit Card                                                                 |
| GIP      | Gibraltar             | Credit Card, Debit Card                                                                 |
| GTQ      | Guatemala             | Credit Card, Debit Card                                                                 |
| HKD      | Hong Kong             | Credit Card, Debit Card, Google Pay                                                     |
| HNL      | Honduras              | Credit Card, Debit Card                                                                 |
| HUF      | Hungary               | Credit Card, Debit Card, Apple Pay, Google Pay                                          |
| IDR      | Indonesia             | Credit Card, Debit Card, Bank Transfer, Alphamart, Dana, OVO, Shopee Pay                |
| ILS      | Israel                | Credit Card, Debit Card, Google Pay                                                     |
| INR      | India                 | UPI, Bank Transfer, NEFT                                                                |
| ISK      | Iceland               | Credit Card, Debit Card, Apple Pay                                                      |
| JMD      | Jamaica               | Credit Card, Debit Card                                                                 |
| JOD      | Jordan                | Credit Card, Debit Card                                                                 |
| JPY      | Japan                 | Credit Card, Debit Card, Google Pay, Bank Transfer, Tiger Pay                           |
| KES      | Kenya                 | Credit Card, Debit Card                                                                 |
| KGS      | Kyrgyzstan            | Credit Card, Debit Card                                                                 |
| KMF      | Comoros               | Credit Card, Debit Card                                                                 |
| KRW      | South Korea           | Credit Card, Debit Card                                                                 |
| KWD      | Kuwait                | Credit Card, Debit Card                                                                 |
| KZT      | Kazakhstan            | Credit Card, Debit Card, Google Pay                                                     |
| LKR      | Sri Lanka             | Credit Card, Debit Card                                                                 |
| MAD      | Morocco               | Credit Card, Debit Card                                                                 |
| MDL      | Moldova               | Credit Card, Debit Card                                                                 |
| MGA      | Madagascar            | Credit Card, Debit Card                                                                 |
| MRU      | Mauritania            | Credit Card, Debit Card                                                                 |
| MWK      | Malawi                | Credit Card, Debit Card                                                                 |
| MXN      | Mexico                | Credit Card, Debit Card, Astro Pay                                                      |
| MYR      | Malaysia              | Credit Card, Debit Card, Bank Transfer, FPX, Boost, Duit Now, Grab Pay, Shopee Pay, TNG |
| MZN      | Mozambique            | Credit Card, Debit Card                                                                 |
| NGN      | Nigeria               | Credit Card, Debit Card, Instant P2P                                                    |
| NOK      | Norway                | Credit Card, Debit Card, Apple Pay, Google Pay                                          |
| NZD      | New Zealand           | Credit Card, Debit Card, Apple Pay, Google Pay                                          |
| OMR      | Oman                  | Credit Card, Debit Card                                                                 |
| PEN      | Peru                  | Credit Card, Debit Card, Astro Pay                                                      |
| PGK      | Papua New Guinea      | Credit Card, Debit Card                                                                 |
| PHP      | Philippines           | Credit Card, Debit Card, Bank Transfer, GCash, Grab Pay, Maya, Shopee Pay               |
| PKR      | Pakistan              | Credit Card, Debit Card                                                                 |
| PLN      | Poland                | Credit Card, Debit Card, Apple Pay, Google Pay, Open Banking                            |
| PYG      | Paraguay              | Credit Card, Debit Card                                                                 |
| RON      | Romania               | Credit Card, Debit Card, Apple Pay, Google Pay                                          |
| RWF      | Rwanda                | Credit Card, Debit Card                                                                 |
| SBD      | Solomon Islands       | Credit Card, Debit Card                                                                 |
| SCR      | Seychelles            | Credit Card, Debit Card                                                                 |
| SEK      | Sweden                | Credit Card, Debit Card, Google Pay                                                     |
| SGD      | Singapore             | Credit Card, Debit Card, Google Pay, PayNow, ENETS                                      |
| SRD      | Suriname              | Credit Card, Debit Card                                                                 |
| STN      | São Tomé and Príncipe | Credit Card, Debit Card                                                                 |
| SZL      | Eswatini              | Credit Card, Debit Card                                                                 |
| THB      | Thailand              | Credit Card, Debit Card, Prompt Pay                                                     |
| TJS      | Tajikistan            | Credit Card, Debit Card                                                                 |
| TMT      | Turkmenistan          | Credit Card, Debit Card                                                                 |
| TRY      | Turkey                | Credit Card, Debit Card                                                                 |
| TWD      | Taiwan                | Credit Card, Debit Card, Apple Pay, Google Pay                                          |
| TZS      | Tanzania              | Credit Card, Debit Card                                                                 |
| USD      | United States         | Credit Card, Debit Card, Apple Pay, Google Pay, Bank Transfer/ACH, Cash App             |
| UYU      | Uruguay               | Credit Card, Debit Card, Astro Pay                                                      |
| VND      | Vietnam               | Credit Card, Debit Card, Bank Transfer, VietQR, Momo, Viettel Pay, Zalo Pay             |
| XAF      | Central Africa        | Credit Card, Debit Card                                                                 |
| XCD      | Eastern Caribbean     | Credit Card, Debit Card                                                                 |
| ZAR      | South Africa          | Credit Card, Debit Card                                                                 |
